Apartment Rentals Tips – How To Get The Best Price

Depending on where you wish to stay, apartment rentals can take up quite a bit out of your budget. You therefore need to be able to rent your apartment at the lowest possible price. The following tips will enable you to get the best possible deal on your apartment without having to compromise on the quality of the place you eventually live in:

1. Ask for a discount: This might seem to be the most obvious thing but the fact is that most people do not do it. If the landlord is particularly eager to get a renter without delay then he or she might be happy to lower the price. In any case, you do have to be willing to negotiate in order to get the best possible price on an apartment (or anything else, for that matter).

2. Ask for added value if a discount is not possible: Some landlords might be willing to absorb building maintenance costs, or at least part of them. You could also ask for free parking to be included along with the house rent.

3. Offer to conclude the deal quickly: Sellers like to see money on the table and they prefer to conclude a deal as quickly as possible instead of waiting for a better offer that might come along. Therefore, you should make your best offer, while also taking out your check book or cash.

4. Try to lock in the house for a longer period: If you really like the house and have plans to live in the particular place for a considerable period of time then you should offer to rent the house for a longer period in exchange for a lower rent. Many landlords will be willing to go for this in order to avoid the headache of looking for another tenant in the future. Needless to say, you will only have a chance of making this happen if the landlord thinks that you are a reliable person.

As you can see, there are quite a few things you could do in order to get the lowest possible rate for apartment rentals. You will be able to have the best possible standard of living as long as you can work out really good rental terms on your apartment. You do have to work hard during the process of finding a house but the results will ensure that your efforts are well spent.

The Alternative Investment Fund Regulations

What is an Alternative Investment Fund (AIF)

AIF is an Alternative Investment Fund Regulations privately pooled investment vehicle which collects funds from investors, whether Indian or foreign, for investing it in accordance with a defined investment policy for the benefit of its investors. AIF may be in the form of a trust or a company or a limited liability partnership or a body corporate.

Why AIF

AIF Regulations endeavor to extend the perimeter of regulation to unregulated funds with a view to ensuring systemic stability, increasing market efficiency, encouraging the formation of new capital and consumer protection.

Who are not covered

Currently, the AIF Regulations do not apply to mutual funds, collective investment schemes, family trusts, ESOP and other employee welfare trusts, holding companies, special purpose vehicles, funds managed by securitisation or reconstruction companies and any such pool of funds which is directly regulated by any other regulator in India.

Categories of AIFs

An AIF needs to seek registration broadly under one of the 3 categories –

Category I AIF: The following are covered under Category I

1. Funds investing in start-up or early stage ventures or social ventures or SMEs or infrastructure

2. Other sectors or areas which the government or regulators consider as socially or economically desirable including the Venture Capital Funds

3. AIFs with positive spillover effects on the economy, for which certain incentives or concessions might be considered by SEBI or Government of India or other regulators in India

Category II AIF: The following are covered under Category II

1. AIFs for which no specific incentives or concessions are given by the government or any other Regulator

2. Which shall not undertake leverage other than to meet day-to-day operational requirements as permitted in these Regulations

3. Which shall include Private Equity Funds, Debt Funds, Fund of Funds and such other funds that are not classified as category I or III

Category III AIF: The following get covered under Category III

1. The AIFs including hedge funds which trade with a view to making short term returns;

2. Which employ diverse or complex trading strategies

3. Which may employ leverage including through investment in listed or unlisted derivatives

Applicability of AIF Regulations to Real Estate Funds

After knowing what an AIF is and its broad categories, we analyse whether AIF Regulations are applicable to the Real Estate Funds

Firstly AIF has to seek registration under AIF Regulations under one of the three categories stated above. Therefore if a Fund does not fall under any of the three categories stated above, then it will not seek the registration with SEBI.

If we look at the Category 1, registration is required by funds which invest in start-up or early stage ventures or social ventures or SMEs or infrastructure

If we look at the definition of infrastructure, Explanation to Regulation 2 (m) states that Infrastructure shall be as defined by the Government of India from time to time.

And in the normal parlance, the term typically refers to the technical structures that support a society, such as roads, water supply, sewers, electrical grids,

telecommunications, and so forth, and can be defined as “the physical components of interrelated systems providing commodities and services essential to enable, sustain, or enhance societal living conditions.

Therefore infrastructure does not include the real estate or construction activity since this activity deals in investing in land, developing the land by way of construction of flats, townships and other residential and commercial projects.

But if the real estate fund carries on certain projects for a social purpose like purchasing land for charity etc.; then the fund may be covered under social venture funds.

The clause further states that ‘or other sectors or areas which the government or regulators consider as socially or economically desirable and such other Alternative Investment Funds as may be specified;’

The AIF Regulations have been notified just a few days back and till date, no other AIF funds have been specified in the Category 1 by the Government. Further what the government or regulators consider as socially and economically viable is a very broad concept. However, till the Government specifically comes out with specific inclusions under Category 1; a Real Estate Fund will not be covered under Category 1 and therefore would not require Registration.

Further, the clause also states that – Alternative Investment Funds which are generally perceived to have positive spillover effects on economy and for which the Board or Government of India or other regulators in India might consider providing incentives or concessions will bee included

By adding these lines to the Category 1, SEBI has made the category 1 very vague and open to dispute and litigations since what SEBI intends with positive spillover effects on the economy is not defined or clarified. Different people or organizations may have a different opinion on this which would lead to unnecessary litigations and hardships to business owners. However, till any clarity comes on this, the business owners need to take a cautious approach to the decision of seeking Registration under AIF Regulations.

Category II AIF

Now we examine whether a Real Estate Fund falls under the Category II AIF

If we look at the funds covered by Category II above, they

1. Shall not fall in Category I and III

2. Shall not undertake leverage or borrowing other than to meet day-to- day operational requirements and as permitted by these regulations;

3. Shall be funded such as private equity funds or debt funds for which no specific incentives or concessions are given by the government or any other Regulator

For Real Estate Fund under Category I, we notice that at present it does not fall under Category I and it also does not fall under Category III since these are basically hedge funds. Further, no specific incentives or concessions are given by the Government to the Real Estate Sector. Therefore if we look at the applicability of Real Estate Fund under Category II, these funds may fall under the Category II AIFs if they do not take leverage or borrowing except for short-term requirements.

Impact of AIF on the Real Estate Funds

Under these Regulations, the minimum investment amount has to be Rs 1 crore from each investor. Therefore attracting the funds from the investors would become tough for the real estate funds, who used to raise amounts as less as INR 1 million from the investors. Now they would need to find high-value investors though this is not the only challenge that lies ahead for those raising domestic corpuses. They now also have to invest 2.5% of the corpus or Rs 5 crore, whichever is lower, to ensure that the managing company’s risk is aligned with that of the investor. Moreover, a single investment in a company or a project cannot exceed 25% of the entire corpus.

Further a Real Estate Fund registered in the form of an LLP also would be covered under the AIF Regulations. In an LLP Structure, since the investors are also partners, the risk to the rights of the investors being misused is very minimum. Therefore applying the AIF Regulations to the LLP Structure would reduce the flexibility available to such a Structure.

Conclusion

If we look at the AIF Regulations from a short term perspective, in light of the difficult fund raising environment today, the higher ticket size for investors could potentially throw up some challenges and could in a manner constrict the growth of the asset class, but clearly, in the long run, these regulations appear to have an element of maturity to play a pivotal role in the development and shaping up of the future of alternate asset class in India. It is also clear that alternative investments are more sophisticated and risky as compared to investments in equity and debt and till market matures it is advisable that only HNIs and well informed investors make an investment in this asset class and once the market matures it is made open to all. In the long run, we may see more investments in the Alternative asset class (in terms of quantum and maturity) due to the increased investor confidence in these funds.

How Digital Technologies Improve Filmmaking

Breaking into the current film industry holds a greater challenge compared to classic filmmaking. The digital era has certainly catered to the universal passion of moviemakers for making motion pictures. Today, digital technology changed the way how movies are made. Digital filmmaking opened new opportunities and possibilities to filmmakers of both small indie films and big budget blockbuster films. This also includes the same way that copyright infringement software protects these films. Therefore, if you’re a filmmaker, whatever outcome or type of film you want to accomplish, you can play around using the latest technological advances.

Digital Vs. Traditional

In general, films are extremely flammable yet they are quite expensive. Directors have to look for major studios that could invest a big amount needed to produce a movie. As for digital filmmaking, the digital motion picture cameras may be expensive, but it is a significant investment.

Digital filmmaking is a type of filmmaking where you use digital cameras or a computer to create characters, environments and other extensive features. Digital storage has reduced and simplified the costs of making movies. Compared to films, storage in digital cameras cost less, lasts longer and is safer. Over a long period of time, films degrade and will actually decompose. Improper storage and protection may destroy the print of the film which ultimately results to losing classic movies forever.

The move from celluloid to digital has opened up huge opportunities for special effects resulting to the growth of fantasy movies and science fiction. Film characters are not limited to explore only our world. Now, filmmakers have the tools to visually depict imaginary worlds with digital technology. Movies feature computer generated imagery (CGI) while some combine both CGI and live action using revolutionary new motion-capture techniques. As a result, movie creations are more out of this world than ever.

As we’ve gone digital, the public’s movie experience has become a lot different. In the past, everyone was used to watching films without color. Each motion picture was black and white. But at present, anyone can enjoy a movie in full color with surround sound. They can even have a 3D experience if they choose to. The number of options given to every movie goer is just one of the things that prove that filmmaking has really improved.

Aside from the internet, the widespread use and application of digital technologies are shaping the future of film. At present, the way movies are consumed and distributed has also changed. People can stream or download the videos, and with video-on-demand services like Netflix, everyone can watch their favorite shows and movies whenever they like. Unfortunately, some people choose to share copyrighted materials without the owners’ permission, which is illegal. When you download a movie, you are stealing from the content owner’s compensation. So, content owners and their partners use copyright infringement software to detect any digital piracy.

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Does Your Culture Affect Your Health?

America, often referred to as the melting pot, has many different cultures. Each state within America has different cultures. You can even drive to your neighboring city or town and find they have a slightly different culture than the people of your city or town. Actually, if you want to get technical, each household seems to have its own culture!

Each culture is defined by how the members of the culture interact with one another and the outside world; their traditions; their beliefs; what they consider socially acceptable. Some people define their culture by race, while others define their culture by region. Some people define their culture by education, while others define their culture by financial status. However a culture is defined, America has a plethora of them!

While cultures differ in many aspects, they are similar in one: they are made up of people – living, breathing, human beings – and all human beings have one thing in common, which is the ability to get sick or be injured.

It sounds so simple, but it’s so important. It doesn’t matter how much money you make; you can get sick. It doesn’t matter how many degrees you have; you can get injured.

Many people don’t purchase health insurance unless their employers offer it, and even then some people opt not to buy into their employer’s health care plan. At the same time, many Americans are either unemployed, or aren’t offered health benefits by their employers.

It doesn’t matter what color you are, where you live, how far you went in school, or how much money you have – everyone needs adequate health care. If you are one of the millions of Americans who doesn’t have a health insurance policy, you need to start searching for one now. Take advantage of your employer’s health benefits package, or, refer to your state’s insurance bureau to find health insurance companies that offer policies you can afford.

Austin Apartment Ratings

Set amidst the backdrop of hills and rivers, Austin is rich in natural beauty and history. Austin, the capital city of Texas, is a popular destination for both business and education and is an ideal place to stay. The city offers a wide range of comfortable apartments including condos, town homes, and duplexes. Austin apartments are available for both rent and sale. One of the important factors that must be considered while selecting an apartment is its rating. Most apartment ratings are based on the experience of the renters who have lived in these apartments. Austin apartment ratings also help apartment owners to improve the quality of their properties.

Apartment management is a key factor in Austin apartment ratings, and proper management will keep an apartment fully functional. Apartment management has to look into factors such as cleaning, repair, and renovation, as well as the maintenance of swimming pools, gardens, and clubs. For a comfortable stay in an apartment, proper and effective management is a must. A high management rating gives confidence to a prospective buyer.

Some of the other basic factors that are considered by tenants when determining ratings are parking space, safety, appearance, maintenance, unit condition, and noise. An apartment with good unit condition rating will have safe and habitable units, and it will also have a good appearance. As the crime rate in the city has considerably increased, the security and safety of the residents are major problems. So, it becomes the responsibility of the apartment owner to provide proper security and safety to the people residing in the apartment.

Today, one of the main issues faced by the apartment dwellers is the maintenance problem. In most of the apartments, maintenance are included in the rent; it is the duty of the apartment owner to provide appropriate maintenance to each unit. Nowadays, there are many online sites that provide information about Austin apartment ratings. However, be cautious of the sites as some sites provide incorrect ratings.

F1 Visa Advisor Ideas

Lawyers are able to help you fulfill your fantasy of living and working in the States. Immigration law in U.S. is complicated, dependent on your special situation, the lawyer will able to provide you with the ideal solution. In the last few decades, immigration to Australia has been among the most well-known destinations for Indians and South Asians. Should you go for another citizenship, it is strongly wise to consider Dominica first. Obtaining Israeli citizenship can be accomplished in a variety of ways.

The H-1B visa is valid for 3 years and perhaps extended for another 3 years. Also, as mentioned before, H-1B visas aren’t available year-round for most applicants. The H-1B visa does not need individuals to have a visa stamped every month or two.” If you’re still in the USA on an H-1B visa and would like to stay in the united states for at least six decades, you may apply for permanent residency in the united states to obtain a Green Card.

You may call it visas, you’re able to call it work permits, you may call it anything you desire. This visa is issued depending on the sort of work which you do. This visa is not right for permanent residence, however. With over 140 Australian visas to apply for, it’s important to be aware of the ideal one to choose and the proper way to achieve that. A brief stay visa will make it possible for a visitor to stay in the nation for as many as three months.

Lies You’ve Been Told About F1 Visa Advisor

There are many measures in the visa application approach. Fill an application if you are prepared to start. In the event the application or interview isn’t completed, this could cause a denial of the classification. No matter your reason is, you can require the suitable documentation to enter Canada. Should you not have the right documents to make an application for the visa, the CAS won’t be issued.

F1 Visa Advisor Tips

Obtaining adequate medical insurance for your time in America is critically important remaining uninsured isn’t a valid alternative. Cash payments aren’t accepted. Visa fees connected with obtaining the H-1B visa change from nation to nation. There are various fees based on the kind of H-1B petition you’re submitting.

Now you have taken a wholesome step to validate the requirements, process and interview questions to procure an H-1B visa, it’s the ideal time to begin preparing! There are requirements you have to have as a way to get this visa. There’s a limit on several visas available per fiscal calendar year.

If you could not meet these requirements also, there are chances that you still receive a green card. Visa requirements differ from nation to nation and in addition, it is dependent on your nationality. In addition, there are additional requirements that the visa applicant must establish, such as expertise within the field.

An applicant hoping to procure an H1-B temporary work visa needs to have a petition accepted by the USCIS. Your employer will be able to help you submit an application for a vital Skills work visa. If you prefer to modify employers as soon as you reach the U.S., that employer should be the one to submit an I-129 form. The employers are extremely cooperative when it comes to hiring Indians. It enables the employee to get a visa stamp and work in the USA for that business alone. The employee is subsequently regarded as out of status. Furthermore, you can transfer your employment when your petition was improved.

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Trasylol Lawyer and Trasylol Attorney – Trasylol Side Effects and CABG Information

Trasylol is a drug that is used to prevent blood loss in patients who have had various types of cardiac procedures such as cardiac bypass surgery and coronary artery bypass graft surgery (CABG). Unfortunately, many have had complications from this drug, which is recently coming under heavy investigation. The drug maker Bayer Pharmaceuticals is facing heavy scrutiny as reports have shown that the use of this drug can increase heart attacks by 48 percent.

In addition to an increase in heart attacks, a current study of 4,400 patients has shown cases of heart failure increasing by 109% and stroke increases of 181%. Due to these statistics the FDA has issued an advisory for the drug regarding its safety. Doctors have also been contacted and urged to warn patients of the potential side effects from using Trasylol.

Medical experts are now in search for alternative treatments for Trasylol. They are searching for other drugs that will not cause these potentially life-threatening complications such as heart attack, stroke and kidney failure. Currently there are around 10,000 people who have experienced kidney failure and currently receive dialysis. There are currently two drugs that should perform the same way as Trasylol without the debilitating side effects. Unfortunately, Bayer Pharmaceuticals is refusing to acknowledge claims that their drug has caused any significant harm. They are arguing that tests conducted by the New England Journal of Medicine were performed wrong.

If you or someone you love has developed kidney failure, suffered a stroke or heart attack or experienced any other negative side effects from using Trasylol, you may be entitled to compensation. It is very important that you act quickly and find an experienced Trasylol lawyer today to help you receive the compensation you deserve.

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Lawsuit Anatomy

Anatomy of a Lawsuit

Learning the anatomy of civil lawsuits is as easy as spelling “CAT”.

Complaint – Answer – Trial

It’s as simple as that!

Master this simple truth and you will soon be operating successfully in court.

Plaintiffs file complaints.

Defendants file answers.

Judges examine the facts and law at trial to decide who wins.

It’s not difficult if you keep these three steps in mind.

Every lawsuit has this same fundamental anatomy.

Complaint. Answer. Trial.

If you can spell “CAT”, you can master the basics.

C = Complaint … Where the case begins, when the plaintiff complains.

A = Answer … Where the defendant responds to the plaintiff’s complaint.

T = Trial … Where the judge (or jury) decides the final verdict.

After the plaintiff files his complaint, the defendant may file a flurry of motions that seek to have the complaint stricken or dismissed so he need not answer.

If the flurry of motions fails, the defendant must answer the complaint.

Once the defendant is compelled to answer the complaint (and sometimes before) both parties are permitted to engage in discovery of evidence procedures, i.e., to demand production of documents and things, to require the other side to admit facts and law under oath, to ask relevant questions of anyone, to put evidence on the public record, and to attempt to settle the case and avoid the expense, delay, and uncertainty of going to trial.

If the parties cannot settle their dispute during the discovery phase, the court must examine the evidence, hear testimony, consider arguments of law, and render its final judgment.

It’s just that simple.

By knowing this, you can write a powerful complaint or avoid filing an answer by moving the court to dismiss or strike the complaint or require a confusing or poorly worded complaint to be re-written. You can get the evidence you need with effective discovery tools, getting facts into evidence,demanding your rights, and forcing the court to do what’s right … according to law.

The anatomy of a lawsuit is no more complicated than this. CAT. By knowing the basics you strengthen your case.

Resolve conflicts peaceably, according to the rules that control both judges and lawyers in our courts.

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Know How to Tell the Difference Between Premises and Property Liability

If you have recently purchased a product that was defective and you were injured as a result, you may be due monetary compensation. If you live in the San Diego area and have recently been injured by faulty merchandise, seek legal advice at once. A San Diego product liability attorney can lay out the law for you in simple terms and determine where your situation fits.

Negligent suppliers and shoddy production can lead to a plethora of injuries for you, the consumer. Broken bones, cracked teeth, ruptured corneas and ulceration colitis are some of the common afflictions that the public have suffered. Trusting that what you see is what you get, you take a leap of blind faith as a buyer. No matter what product or service you have purchased, there may be a not so trustworthy character on the other end. Even when we err on the side of caution, we can protect ourselves 100% of the time.

Product liability laws are there for the consumer’s protection, and they state that a company’s failure to fulfill their promise will result in compensation, fines, and sometimes a “re-call” of the dangerous product. Contact a San Diego attorney straight away if you have suffered due to a company’s negligence, as there is a time limit on how long you can wait to claim after the incident.

Another type of liability is an important one that you might have heard about before. It’s called premises liability. Say a person is walking down a city sidewalk and trips over a gaping hole in the cement. They might have a justified cause to sue the city for not maintaining the sidewalks as they should have been, or for posting a sign cautioning pedestrians of the hazard. Premises liability is basically possible with any property that is neglected to the point that an object on the property or the property itself becomes dangerous to people.

Premise liability law covers those who are visiting a location and sustain injury. If you believe you were victimized by someone else carelessness at their business or home, call your San Diego liability attorney and ask about covered claims. You can get back on your feet and back in the game quicker with your liability attorney at your side.

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The Secret of Successful Negotiation

Your best work is done before you get to the negotiation table.

The area of negotiation that most affects the outcome is the part you have most control over – the preparation. Research has shown that the best prepared negotiator is the one most likely to get the best outcome.

Preparation that gives you a head start on your opponent can be achieved by anyone willing to spend the time. Here’s nine factors you should prepare.

1. Know the ‘pie’ – fixed or variable

‘Fixed pie’ negotiations are those where the only way I can get a better outcome is to get you to accept a lesser outcome. These never result in a win-win outcome. ‘Growing the pie’ negotiations include variables that creative negotiators use to create high perceived value for the other side at little cost to them. Thinking creatively can even allow you to turn a fixed pie into a variable one. Perhaps the asset (a motor vehicle) is fixed, but you could add variables like payment terms, advanced servicing. The salary might be fixed, but flexibility of hours could add significant value for some candidates.

2. Know the impact

Will the outcome of this negotiation impact on any other current or possible future negotiations with the other party? You don’t want to compromise any negotiations going on now or set precedents that might disadvantage you at some time in the future.

3. Know which side is under the most time pressure

The side under the most time pressure has the greatest incentive to be flexible and may be prepared to give more as the deadline gets closer. If the other side is under the most pressure, your advantage grows daily. If the time pressure is on you, be aware this is a weakness and that if the other side becomes aware of it they will use it.

4. Know the relationship

Is this a one-off negotiation or are there likely to be future dealings? Is the relationship important to you? If the answer is yes, is it important enough for you to be more generous with your offer(s)? If the answer is no, will this change your approach and tactics?

5. Know the other side

Is their negotiation style primarily competitive or cooperative? How likely are they to try to bluff? If you haven’t negotiated with them before, is there someone else you know who has that you can talk to? Is there anything you can find out about them that they might not expect you to know? Anything you can do to compromise their confidence in their preparation is a useful tactical tool.

6. Know what they know

Research yourself. Find out what they know about you. Don’t let them spring any surprises on you.

7. Know some accepted authorities

Facts and figures are so often misrepresented in negotiations, nobody takes the other side’s word. Try to find some authorities that you will both accept as reference points.

8. Know your ‘negotiable’

Build a list of all the negotiating issues you are prepared to bring to the table. Priorities them. Try to build a similar prioritized list for the other side. Issues which appear lower on your list but higher on theirs are the ones that you will get most value for when bargaining. Determine what will be your starting point and your bottom limit. Be as precise as you can.

If you cannot priorities a list for the other side in your preparation, try to determine their priorities in your preamble discussion with them before you start putting offers on the table. If appropriate, try to have a pre-negotiation discussion with them where no one would be making any commitments; you would just be getting to understand each other better to help you create the highest-value offers.

9. Know your alternatives

The side who is most able to walk away from a negotiation will negotiate strongest. You can only do this if you have an equivalent alternative to negotiate with. If you don’t, and this party is your best or only option, then do you have a Plan B to offer them if all else fails?

All the latest studies have shown that preparation and planning are the keys to success in negotiation. Sides that prepare and know precisely their goals in a negation always do better than those who go in ‘hoping for the best’. Those who set specific timelines do better than those who are more flexible. Many things happen in a negotiation that you don’t have control over; but your preparation is not one of them. Everyone is busy; but using that as an excuse is a mistake. Walk in best prepared – and walk out most satisfied.